Please read this Disclaimer carefully before using the https://ionik.sbs/ website (the “Service”) operated by Ionik.sbs.
1. No Professional Advice
The information provided on Ionik.sbs is for general informational and educational purposes only. All information on the site is provided in good faith; however, we make no representation or warranty of any kind, express or implied, regarding the accuracy, adequacy, validity, reliability, availability, or completeness of any information on the site.
UNDER NO CIRCUMSTANCE SHALL WE HAVE ANY LIABILITY TO YOU FOR ANY LOSS OR DAMAGE OF ANY KIND INCURRED AS A RESULT OF THE USE OF THE SITE OR RELIANCE ON ANY INFORMATION PROVIDED ON THE SITE. YOUR USE OF THE SITE AND YOUR RELIANCE ON ANY INFORMATION ON THE SITE IS SOLELY AT YOUR OWN RISK.
The Service cannot and does not contain professional advice. The information is provided for general informational and educational purposes only and is not a substitute for professional advice.
Accordingly, before taking any actions based upon such information, we encourage you to consult with the appropriate professionals. We do not provide any kind of professional advice. The use or reliance on any information contained on this site is solely at your own risk.
2. Specific Disclaimers by Topic
- Financial & Loan Information Disclaimer:
The information on loans, mortgages, interest rates, and other financial topics is for general knowledge and is not financial advice. The financial landscape changes rapidly, and the information on our site may not be current or applicable to your specific circumstances. You should NOT rely solely on the information found on Ionik.sbs to make financial decisions. You must consult with a qualified financial advisor, accountant, loan officer, or other professional before making any financial commitments, taking out a loan, or entering into any financial agreement. We are not responsible for any financial losses, denied applications, or unfavorable loan terms you may experience. - Insurance Information Disclaimer:
Our content regarding insurance policies, coverage, providers, and quotes is intended to help you understand your options. It is not an insurance policy, a guarantee of coverage, or a substitute for advice from a licensed insurance agent or broker. Insurance policies are complex legal contracts, and the specific terms, conditions, exclusions, and premiums will vary by provider and individual. We do not recommend or endorse any specific insurance provider. It is your responsibility to read and understand any insurance policy before purchasing it. We are not liable for any lack of coverage, claim denials, or other issues you may have with an insurance company. - Legal Information Disclaimer:
The legal information on our site is for educational purposes only and is not legal advice. Reading our content or contacting us through our forms does NOT create an attorney-client relationship. Laws vary by jurisdiction and are subject to change. The information on our site may not reflect the most current legal developments and is not tailored to your specific legal situation. You should always consult with a qualified, licensed attorney in your jurisdiction for advice on your individual legal matters. We are not a law firm and do not provide legal representation. - Scholarship Information Disclaimer:
We strive to provide accurate and up-to-date scholarship information, but we do not guarantee the accuracy, completeness, or availability of any scholarship listed. We are not affiliated with most of the scholarship providers we list, and we do not control their application processes, eligibility decisions, or disbursement of funds. We are not responsible for any application errors, missed deadlines, or if a scholarship is not awarded to you. It is your responsibility to verify all scholarship details directly with the provider.
3. Affiliate Disclaimer
Some of the links on Ionik.sbs are “affiliate links.” This means if you click on the link and purchase an item or sign up for a service, we may receive an affiliate commission at no extra cost to you. We only recommend products and services that we believe will provide value to our audience. Our editorial content is not influenced by our affiliate partnerships. Our primary goal is to provide you with unbiased information, and our affiliate relationships do not impact our recommendations.
4. Testimonials Disclaimer
The site may contain testimonials from users of our services. These testimonials reflect the real-life experiences and opinions of these users. However, the experiences are personal to those particular users, and may not necessarily be representative of all users of our services. We do not claim, and you should not assume, that all users will have the same experiences. YOUR INDIVIDUAL RESULTS MAY VARY.
5. Fair Use Disclaimer
This site may contain copyrighted material the use of which has not always been specifically authorized by the copyright owner. We are making such material available for criticism, comment, news reporting, teaching, scholarship, or research. We believe this constitutes a “fair use” of any such copyrighted material as provided for in section 107 of the US Copyright Law.
If you wish to use copyrighted material from this site for purposes of your own that go beyond fair use, you must obtain permission from the copyright owner.
6. No Warranties
The Service is provided on an “AS IS” and “AS AVAILABLE” basis. IONIK.SBS DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, STATUTORY, OR OTHERWISE, INCLUDING BUT NOT LIMITED TO ANY IMPLIED WARRANTIES OF MERCHANTABILITY, NON-INFRINGEMENT, AND FITNESS FOR A PARTICULAR PURPOSE.
7. Errors and Omissions Disclaimer
While we have made every attempt to ensure that the information contained in this site has been obtained from reliable sources, Ionik.sbs is not responsible for any errors or omissions or for the results obtained from the use of this information. All information in this site is provided “as is,” with no guarantee of completeness, accuracy, timeliness, or of the results obtained from the use of this information.
8. Contact Us
If you have any questions about this Disclaimer, you can contact us.